Trusted SME Lender · Kenya
Fast Loans for Kenyan Businesses
Apply in 5 minutes. Funds in your bank account within 24 hours. No paperwork runaround.
Free to apply · No obligation · Decisions same day
KES 3B+
Disbursed
1,000+
Businesses Funded
24 hrs
To Your Bank
Application
Pre-approved
Loan Amount
KES 500K
Monthly
KES 26,500
Tenure
24 months
Decision within 24 hours · Bank disbursement
Just funded
KES 1.2M ✓
1,000+ businesses
How It Works
Funded in 3 Steps
Money in your bank account. Fast.
Apply
5 minutes online or on WhatsApp. That's it.
Appraisal
We review your documents and get back to you the same day.
Disbursement
Approved? Money hits your bank account within 24 hours.
Loan Products
Financing Every Legit Needs
Five products tailored on actual business operations
Repayment Calculator
Know Your Numbers
Before You Apply
Slide the bars, see your monthly installment. No surprises, no hidden charges.
- Monthly installment shown upfront
- Repay over 1 to 24 months
- Rates based on your actual profile
Loan Calculator
Estimate your monthly repayments
* Estimate only — adjust the rate above or contact us for your actual quote.
Client Stories
What Our Clients Say
“Shelves were empty, peak season was starting. Dream Credit funded me in under 24 hours. Revenue is up 3x.”
Mary W.
Retail, Mombasa
“Applied Monday, had the money Wednesday. Fleet's doubled since.”
James K.
Transport, Nairobi
“They let me repay after harvest, not before. First lender that actually gets how farming works.”
Peter M.
Agriculture, Nakuru
FAQ
Common Questions
How quickly can I get a loan?
Once your application and documents are approved, funds can be disbursed to your bank account within 24 hours.
What documents do I need to apply?
National ID and KRA PIN are required as a minimum. All loans require security — additional documents like bank statements, logbooks, or title deeds may apply depending on your loan type.
What is the minimum and maximum loan amount?
Loans start from KES 100,000 up to KES 7,000,000 for first-time borrowers, depending on your business profile and security.
Are there early repayment penalties?
No. You can repay your loan early and only pay interest for the months used — no penalties, no future interest charges.
How do I make repayments?
Repayments are made via bank transfer. You'll receive your dedicated bank account details upon disbursement.