Finance the Vehicles &
Equipment You Need.
Up to 80% of asset value financed against the asset itself. Lorries, matatus, machinery, farming equipment — we finance what generates your revenue. KES 200,000 to KES 15,000,000.
- Up to 80% of asset value — vehicle or equipment as security
- KES 200,000 to KES 15,000,000
- Tenures from 6 to 24 months
- Decision same business day
- Disbursement within 24 hours of approval
- No early repayment penalties
Repayment Calculator
Estimate your monthly repayment before you apply
* Indicative estimate using reducing-balance method. Your actual rate depends on your profile, security, and loan type. Dream Credit will confirm the exact rate and Total Cost of Credit before disbursement — as required by the Central Bank of Kenya.
Documents Required
Kenyan Business Owners on Asset Finance
“Five vehicles financed through Dream Credit. Their asset finance terms are the most competitive in the Kenyan market.”
Michael T.
Fleet Owner, Nairobi
“Applied Monday, had the money Wednesday. Fleet has doubled since. My loan officer knew exactly what I needed.”
James K.
Transport Business, Nairobi
[PLACEHOLDER — CLIENT TO CONFIRM testimonials are real borrowers with consent for advertising]
Total Cost of Credit Disclosure
Representative example: Asset finance of KES 1,000,000 over 18 months at [X]% per month reducing balance. Monthly repayment: KES [X]. Total interest: KES [X]. Processing fee: [X]%. Total Cost of Credit: KES [X]. APR: [X]%. [PLACEHOLDER — CLIENT TO CONFIRM actual rate schedule]
Dream Credit Limited — CBK Licence No. [PLACEHOLDER — CLIENT TO CONFIRM]. All loans subject to credit assessment and approval.
Ready to Finance Your Next Asset?
5 minutes to apply. Same-day decision. 24-hour disbursement.